Navy Nukes

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Comment by Steven S on April 25, 2011 at 6:57pm

C - My son graduated power school recently. He received the second half of his signing bonus shortly after, maybe 11 days. If I recall correctly the first half was given after PIR. I hope this helps.

Comment by Donniec on April 25, 2011 at 5:41pm

Hi all, Can someone please inform me of how the signing bonus is to be paid. I keep getting different stories. Thanks

Comment by Charles on April 22, 2011 at 4:31pm

Welcome aboard Kirk.   Stay in Goose Creek, it's still cold and overcast here in CT. I drove a truck down to my son on Monday and I thought about not coming back.

Comment by Kirk Puls on April 22, 2011 at 3:58pm

New to Navy Dads- Heading to Goose Creek for the graduation on the 29th of April.  Loading up and driving to Groton, Ct, then a little R and R in the great state of Texas.

 

Comment by David B. on April 15, 2011 at 6:50pm

Thats great news Davids mom.  Have a safe trip.

Comment by old Lt on April 13, 2011 at 5:57am

Hi, Not an expert here, but in NY, if you are the policyholder you are the one on the hook. It is probably like that in all states as the policy holder has financial resposibility. Even as the co-signer of the loan and not the policy holder you could be brought in. In NY anyway. That is one of the reasons auto companies got out of leasing, and sold the financial piece off. They appeared on the tiltle and were being named in lawsuits. So, as they say, I am not a lawyer, but I would bet a beer or two, that an attorney would tell you that if your name appears anywhere in ownership, financing or as the policyholder, if it is serious enough you are in the tank.

Comment by Charles on April 13, 2011 at 5:50am

Congrats, David's Mom. That's wonderful....nice cross country trip to wind down also.

Comment by Mike K on April 13, 2011 at 12:08am

Unfortunately we had a situation arise years ago with our sailor's older brother who had an accident and was later sued.  We have State Farm with me as policy holder with our children added on.  I was very concerned about liability but State Farm told us that they can not go after the policy holder in any way, only the driver.  We are from Illinois and I would bet other states are the same but our son's car must be registered here for him to remain on our policy.  If registered in another state, they must insure where registered.

Comment by Mike K on April 11, 2011 at 11:40pm

Very good advice.  Our sailor has remained on our policy all along and has saved him a great deal of money.  I know many want that "independence" but there are at times financial benefits to other ways.  Another thought that we have been told, whether insured individually or with family, if a sailor is deployed and their car is in storage, take all insurance off the car except comprehensive.  There is no need for other coverages while in storage but comp is a good idea should there hail damage or something else.

Comment by proud dad Nuke sailor on April 11, 2011 at 10:57pm

Wanted to share an experience, many of the nukes don't need auto insurance during nuke training, because they simply are not driving. After they finish power school they will be moving off base and have to provide transportation and will have to get insurance at that time. 

My son would have been considered high risk because of the lapse in auto insurance coverage. I was able to add my son to my insurance policy as a student and occasional driver at a minimal cost. I told my son I would help him with this for six months, after six months he will qualify for a reduced rate based on having insurance with me and this will be independent of my insurance. I should have realized this was going to happen and started helping him before he was out of power school. The cost was less than $100. for six months until we added his car to the policy.

I would advise if you are going to help your sailor with this doing this six months before they graduate from power school. They will qualify for a big reduction in the cost of insurance once they get it on there own.

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