car buying

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Permalink Reply by Navy Dads Co-Admin Tom on September 24, 2014 at 1:10pm

She can go through the Navy Federal Credit Union for financing. They are very reasonable. If she is off-ship (an apartment/shared house?) and going to be living that way for a couple of years, she can certainly receive regular mail delivery. She can buy and register/insure right in Va. You don't say where you are from....why would it be any cheaper?

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Permalink Reply by B'sNukemom&dad⚓️MM on September 24, 2014 at 1:35pm

Our son also used Navy Federal Credit Union for his financing and they were a great help - better rate than the dealership or the bank. He was able to set it up for automatic deduction so he doesn't have to worry about a thing. He's in Ballston Spa, NY (we are in CA) and he registered it in NY.  Couldn't do it in CA because of our smog laws.  He also went with USAA for his auto insurance - they gave him the best rate and also do his renters insurance.

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Permalink Reply by NavyDads Co-Admin, Gary on September 24, 2014 at 3:26pm

My son also used NFCU to purchase his vehicle and he's stationed in Naval Base San Diego. However, the challenge may lie in selecting the proper auto insurance carrier... Looks like B'sNukemom may have the answer to the insurance bit..

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Permalink Reply by Ron Baker on September 26, 2014 at 12:49am

Sorry, we are in mid-michigan and it seems, when buying anything used it is slightly cheaper in a medium sized market. As opposed to the Norfolk, Richmond area. I am starting to check on prices of cars now, to see if comparable cars are really cheaper here. If she was buying new it would not matter where she bought, but used is another story.

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Permalink Reply by Ron Baker on September 26, 2014 at 12:53am

She is going through the Navy credit union, I am glad for the info on USAA, I will check them out. I do not know what barriers there would be to registering the car here, not smog certificates, she does not have a residence yet, so i was thinking she could register it back home if she wished to. Not sure what the differences in taxes would be between there and here, something else to find out I guess.

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Permalink Reply by B'sNukemom&dad⚓️MM on September 26, 2014 at 11:41am

USAA was the best for insurance for our son - I have also heard that Geico offers pretty good rates too.  We live in Riverside, CA and we have Wawanesa Insurance for hubby & I (& college son) - auto/homeowners.  They are really good insurance (we've been with them almost 30 years) but are only on the West Coast (they are located in San Diego).  Our son is in NY now so he couldn't stay with them...

I know that USAA is very military friendly!

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